H.U.D.

Photography  by Jeff Wilson    

            

 

 First-Time Homebuyers Program
 

Our First-Time Homebuyer Program (FTHP) offers low to moderate income families up to $5,000.00 towards down-payment and closing costs assistance.  To qualify, you must meet income limits depending on family size, must be a US Citizen, not owe any outstanding taxes or debts to Brazoria County, and be defined as a first-time homebuyer as defined by Housing and Urban Development (HUD).

Family Size

2009 Income Limits*

 

 

1

$39,950

2

$45,700

3

$51,400

4

$57,100

5

$61,650

6

$66,250

7

$70,800

8+

$75,350

 

 

*Effective March 10, 2009

All of these requirements can be determined on pages 4-5 of the application.  Funds shall not be made available to any applicant who has substantial financial resources available.  You must purchase a home in a participating city.  These are listed on page 6 of the application.  The purchase price of the home cannot exceed $120,000.

Some of the steps to follow are:

  1. Obtain a mortgage from a mortgage company,
  2. Pick out a house,
  3. Have a Earnest Money contract written for the home,
  4. Turn in the application with the original Notice to Seller, a copy of the Contract, pre-approval letter from Mortgage Company, complete credit report and all the required documentation listed on page 9 of the application.

To be included on a specific Commissioner’s Court date, all required documentation must be in our office no later than Friday, one week prior to the Court date.  Commissioner’s Court is normally the second and fourth Tuesday of the month.  Court dates may change at County’s discretion.  A HUD inspector will inspect the home, and any/all repairs must be completed prior to closing.  You will have 60 days to close on the home once your address is approved in Court.  You do not need to come to Commissioner’s Court.

Please give the Environmental Checklist to the mortgage company so that the appraiser can fill it out.

If you have any questions, feel free to contact our office at the numbers listed on the home page. 

Click one of the links below to download a copy of the application:
First-Time Homebuyer Application - Adobe Acrobat Reader Required
 First-Time Homebuyer Application - Microsoft Word Required

 
 

 
 

 
   
 

 

 

 

 

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